Credit Analyst
African Bagg
2d ago

The CREDIT ANALYST (or credit risk analysts) undertakes risk assessment analysis of various types of lending proposals from the straightforward to the very complex credit information.

Job Duties :

  • Provide quality service to internal customers through undertaking risk assessment analysis of various types of lending proposals
  • Analyze financial information, such as statements, management accounts and cash flow statements
  • Develop models of credit information to predict patterns and trends using specialist statistical software
  • Assess the credit worthiness of client companies
  • Advise and recommending changes to policy and procedure
  • Liaise with other staff within the company, such as account managers and product specialists
  • Help to ensure that procedures comply with sector standards
  • Stay informed about the legal, compliance and market-risk-related issues involved in the approval of credit.
  • Job Requirements :

  • Bachelor’s Degree in Accounting, Finance, or Business Administration and / or equivalent professional experience
  • Minimum of 2 years experience as a CREDIT ANALYS
  • Ability to read and interpret balance sheets and income statements, credit reports, personal financial statements
  • Candidate should have a strong understanding of business entity legal structures, risk rating, and financial statement ratio analysis.
  • One should also be able to locate and use relevant industry analysis

  • Ability to analyze cash flows, leverage, collateral and customer strength
  • Must also have great attention to detail
  • Apply
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