Credit Officers
BusinessGhana
Region Greater Accra, ghana
5d ago

Job Type Permanent / Full Time Working Experience 3 - 5 Years Education Level Higher National Diploma Industry Finance Jobs Qualifications HND / BSc in Banking and Finance, Economics or related field Description

Responsibilities

  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans
  • Requirements

  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience
  • HND / BSc in Banking and Finance, Economics or related field
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