About the company
We are a reputable financial institution which supports the unbanked and underserved, providing every individual and business with accessible and affordable financial services they can trust.
We provide working capital and growth finance to SMEs and personal loans to individuals.
Job Title : Product Manager
Reports to : Head of Credit
A product manager has a responsibility to manage the commercial and risk aspects of a product to achieve the desired level of profitability.
You will manage a team of relationship officers either directly or through branch managers to achieve agreed loan disbursement and portfolio quality targets.
Specific job responsibilities
Research : Understand the USP of the product, competitor offerings and market dynamics to sustain the competitive position of the product and achieve product profitability.
Portfolio growth : Achieve monthly disbursement and portfolio growth targets
Portfolio management : Own the loan book and take steps to maintain high quality portfolio
Collections and recoveries : Take pragmatic steps to guard against loan delinquency and take remedial actions to recover loans in arrears, working closely with the Recoveries unit.
People management : Build a high performing team of relationship managers
Required Skills or Experience
At least 5 years’ experience in retail credit sales; 3 years at management level
Previous experience in managing MSME and / or personal loan book
A degree in business, Economics, Mathematics, and related fields
Strong numerical skills, with a good grasp of Microsoft Excel.
Strong presentation skills, with a good grasp of Microsoft PowerPoint and Word.