Relationship Officers
Smad Infosys Ghana Ltd
4d ago
source : Jobberman

Job Summary

Prepare and evaluate loan application. Authorize or recommend approval of loans.

  • Minimum Qualification : Degree
  • Experience Level : Mid level
  • Experience Length : 3 years
  • Job Description

    Responsibilities include :

  • Meet with applicants to obtaininformation for loan applications and to answer questions about the process.
  • Analyze applicants' financial status, credit, and propertyevaluations to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit optionsthat are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories,corporate financial statements, and other financial information
  • Review and update credit and loanfiles.
  • Review loan agreements to ensure that they are complete and accurateaccording to policy.
  • Stayabreast of new types of loans and other financial services and products inorder to better meet customers' needs
  • Setcredit policies, credit lines, procedures and standards in conjunction withsenior managers.
  • Performsany other duties as directed by the Credit Manager.
  • Completing loan application form and submitting to the credit committee toprocess loan.
  • Monitordisburse loan to avoid loan default.
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